Since 2004
One advisor. Five financial solutions.
Share market, mutual funds and three flavours of insurance — chosen together, reviewed together, and serviced by the same person you first met at our Srirangam office.
ராஜாவாக வாழ ராஜகோபுரம் வாங்க!
What we do
Five services, one lifetime relationship
Click into any service for the full menu, our approach, costs and FAQs.
Service
Share Market
Research-led equity investing — without the guesswork.
Service
Mutual Fund
SIPs that quietly build wealth while you live your life.
Service
Life Insurance
The one policy that lets your family sleep peacefully.
Service
Health Insurance
One hospital bill away from a financial reset. Don't be.
Service
General Insurance
Cover for everything you own — cars, homes, trips, shops.
Open your IIFL Demat account in minutes
Zero paperwork · 100% online · Start investing in stocks, IPOs, F&O and mutual funds today — with Rajagopuram's guidance.
At a glance
Which service fits your situation?
Side-by-side coverage, ticket size and review cadence — pick where to start.
| Service | Covers | Ideal for | Typical ticket | Review cadence |
|---|---|---|---|---|
| Share Market | Equity, F&O, IPO, demat | Active investors, HNIs | ₹25k – ₹5cr+ | Monthly + on events |
| Mutual Fund | SIPs, ELSS, hybrid, debt | Salaried, goal-based savers | ₹500/mo SIP+ | Annual review |
| Life Insurance | Term, ULIP, endowment, child | Anyone with dependents | ₹800/mo term+ | Every 3–5 years |
| Health Insurance | Individual, floater, senior, top-up | Every household | ₹8k – 50k/yr | Annual renewal |
| General Insurance | Motor, home, travel, shop, PA | Owners of anything worth insuring | ₹500 – 25k/yr | Per-asset renewal |
Smart combinations
Most clients pair two or more services
These combos aren't cross-sells — they're how we actually build resilient portfolios.
Mutual Fund + Term Life
Most-common combo. Wealth building on one side, family protection on the other — both from month one.
Health + Critical Illness
Base health cover for hospitalisation, critical illness for lump-sum on major diagnoses. Complementary, not overlapping.
Share Market + Debt MF
Equity for growth, short-term debt fund for emergency corpus. The safety net that lets you stay invested in equities during dips.
Home Loan + Motor + Home Insurance
Bank-insisted cover is often the costliest. We restructure it into standalone motor + home policies at 30–40% less.
Our process
Five deliberate steps — no drift, no drama
- 01Step 1
Discover
A 30-minute conversation about goals, family, income and existing coverage — no jargon, no PPT decks.
- 02Step 2
Plan
A written plan mapping goals to products, with sums assured, SIPs and priority order.
- 03Step 3
Execute
Paperwork, KYC, medicals and onboarding — we handle the friction so you don't have to.
- 04Step 4
Review
Structured quarterly or annual reviews depending on the product. No portfolio drifts unnoticed.
- 05Step 5
Support
Renewals, claims, portfolio rebalancing, tax queries — one WhatsApp away, for life.
Common questions
Before you engage an advisor
Do I have to buy all five services from you?
Not at all. Most clients start with one — usually mutual fund SIP or health insurance — and add others as trust builds. Cross-sell is never forced.
Do you charge a separate advisory fee?
For mutual funds, life & general insurance, our compensation is the standard IRDAI/AMFI trail — disclosed on every proposal. For SEBI-registered equity research and PMS, a separate fee applies, discussed upfront.
Are you truly independent?
We're distributors of 20+ AMCs, 15+ insurers and multiple brokers. We recommend the fund/policy/broker that fits — not what pays us the most. All commissions are disclosed.
Can I access everything digitally?
Yes. Client portal for MF holdings, insurer apps for policies, broker apps for demat. We help you set up single-sign-on and consolidated statements.
What if I already have investments elsewhere?
We do a free portfolio review — the good, the bad and the redundant. You keep what works, we help fix what doesn't. No mandate to move anything.
Where are your offices?
Head office at West Chithirai Street, Srirangam (Trichy). Branch office in Coimbatore. Also on Zoom / WhatsApp for outstation clients.
Talk to a real advisor
Not sure where to start? We'll help you decide.
Share your details — a human advisor calls you back within one business day.